Meet the Owners

Jarid Putman

A lifelong numbers guy and avid golfer, Jarid has spent 12 years in accounting—10 of them steering the finances of a manufacturing company.

He launched Chip-In Accounting to “chip it forward,” giving small and mid-sized businesses the clarity, compliance, and confidence they need to grow.

Jarid specializes in QuickBooks Online and designs tailored bookkeeping packages that keep clients out of the financial sand trap and firmly on the green.

When he’s not reconciling ledgers, you’ll find him on the golf course or enjoying family time in Toms River, NJ.

Nicholas Lorusso

Nick brings a teacher’s eye for detail and a scientist’s passion for data to the world of finance.

After a decade teaching science to grades 3-12 and earning two master’s degrees in education from Georgian Court University, he transformed his obsession with numbers into self-taught expertise in bookkeeping, accounting, and market analysis.

Today, he applies that analytical rigor to help Chip-In Accounting clients turn raw figures into smart decisions.

Off the clock, Nick can be found checking stock and bitcoin prices between golf swings—or catching a flight to visit family in Florida before returning home to Toms River.